Products & Services
Account Types
Checking Accounts
Liberty Basic
To Open
Min. Deposit of $100.00
Account Fee
$6.00 balance fee per statement if Daily Balance less than $500.00
Unlimited Check Writing
No Frills
To Open
Min. Deposit of $100.00
Account Fee
$3.00 balance fee per statement if Daily Balance less than $100.00
Unlimited Check WritingPaper Statement Mailed (No Images)
No Frills With eDocs
To Open
Min. Deposit of $100.00
Account Fee
No Monthly Balance Fee
Unlimited Check Writing Online Banking & Electronic Statements RequiredFreedom 55 (55 or better)
To Open
Min. Deposit of $100.00 and at least 55 years of age
Account Fee
No monthly maintenance fee or per item fee
Unlimited Check Writing with no minimum balance
Golden Bell (Ban Club)
To Open
Min. Deposit of $100.00
Account Fee
Club Fee: $7.00 (Basic) $8.00 (Personal) $9.00 (Family) per statement
Exclusive Custom Banking Packages: Accidental Death Insurance Coverage (Amount varies according to plan types), Free personalized wallet checks, Travel & entertainment discountsINTEREST BEARING ACCOUNTS
Savings
To Open
Min. Deposit of $100.00
Account Fee
$3.00 balance fee per statement if Daily Balance less than $100.00
6 withdrawals allowed per qtr., then $1.00 per withdrawal
Freedom 55 Plus (55 or better)
To Open
Min. Deposit of $500.00
Account Fee
$10.00 balance fee per statement if Daily Balance less than $500.00
Interest bearing checking. Unlimited checks and deposits. NOW eligibility required.
NOW int. paid on collected balances >$500 – $5,000. Super NOW int. paid on collected balances $5,001+
Liberty Choice (Now)
To Open
Min. Deposit of $500.00
Account Fee
$10.00 balance fee per statement if Daily Balance less than $500.00
Unlimited Check Writing
NOW interest paid on collected balances. NOW eligibility required
Liberty Plus (NOW)
To Open
Min. Deposit of $1,000.00
Account Fee
$10.00 balance fee per statement if Daily Balance less than $1,000.00
Unlimited Check Writing
Super NOW int. paid on collected balances. NOW eligibility required.
Liberty Premium (Money Market)
To Open
Min. Deposit of $1,000.00
Account Fee
$10.00 balance fee per statement if Daily Balance less than $1,000.00
Excess Withdrawal fee per item $5.00
MMA int. paid on collected balances <$5,000
Super MMA int. paid on collected balances $5,000+
Regulatory transaction limitations apply*
Liberty Premium Plus (Money Market)
To Open
Min. Deposit of $25,000.00
Account Fee
$10.00 balance fee per statement if Daily Balance less than $1,000.00
Excess Withdrawal fee $5.00
MMA int. paid on collected balances <$5,000
Super MMA int. paid on collected balances $5,001 – $24,999
Plus MMA int. paid on collected balances $25,000+
Regulatory transaction limitations apply*
Limited Checking
COMMERCIAL ACCOUNTS
Commercial Checking
To Open
Min. Deposit of $100.00
Account Fee
$10.00 balance fee per statement if Daily Balance less than $500.00
Per debit fee after 50 – $0.10 (Waived if average ledger balance $5,000 & above)
Commercial Interest Checking
To Open
Min. Deposit of $500.00
Account Fee
$10.00 balance fee per statement if Daily Balance less than $750.00
NOW int. paid on collected balances <$5,000
Super NOW int. paid on collected balances >$5,000
Per debit fee after 50 – $0.10 (Waived if average ledger balance $7,500 & above)
NON-PROFITS
Non-Profit
To Open
Min. Deposit of $100.00
Account Fee
No monthly maintenance fee or per item fee
Unlimited Check Writing
CHRISTMAS CLUB
Christmas Club
To Open
Min. Deposit of $2.00
Account Fee
$5.00 fee if account closed before maturity (50 weeks)
A Liberty National Bank checking account is required
iTalk
iTalk
No charge for 24 hour telephone access from any touch-tone phone.
1-855-784-8575
A connection to the information you need most. With iTalk, you can quickly and easily:
Make account balance inquiries – Transfer funds between accounts
Determine the last five transactions on your account
Verify social security deposits as well as other ACH or ATM transactions
Check CD and Money Market Rates
Verify interest paid on loans and interest earned on interest bearing accounts during tax time
Customer Personal Identification Number (PIN) needed for information access
OTHER PRODUCTS AND SERVICES
Online Banking
Mobile Banking
Mobile Deposit
Remote Deposit for Commercial Customers
Bill Pay
Safe Deposit Boxes
Visa Check Card
Visa / MasterCard Merchant Set Up
Account Sweep to Prevent NSF
Mobile Text Banking
MyCardRules Mobile App
Person-to-Person Pay
Loose Coin Machine – Both locations
ATM’s at all three locations
*Transfers from a MMA or Savings Account to another account or to third parties by preauthorized automatic or telephone transfer or by check, draft or similar order to third parities, are limited to six per monthly statement cycle or similar period.