Products & Services
Checking
To Open
Min. Deposit of $100.00
Account Fee
$6.00 balance fee per statement if Daily Balance less than $500.00
Unlimited Check Writing
To Open
Min. Deposit of $100.00
Account Fee
$3.00 balance fee per statement if Daily Balance less than $100.00
Unlimited Check WritingPaper Statement Mailed (No Images)
To Open
Min. Deposit of $100.00
Account Fee
No Monthly Balance Fee
Unlimited Check Writing Online Banking & Electronic Statements RequiredTo Open
Min. Deposit of $100.00 and at least 55 years of age
Account Fee
No monthly maintenance fee or per item fee
Unlimited Check Writing with no minimum balance
Min. Deposit of $100.00
Account Fee
Club Fee: $7.00 (Basic) $8.00 (Personal) $9.00 (Family) per statement
Exclusive Custom Banking Packages: Accidental Death Insurance Coverage (Amount varies according to plan types), Free personalized wallet checks, Travel & entertainment discountsLiberty Basic
To Open
Min. Deposit of $100.00
Account Fee
$6.00 balance fee per statement if Daily Balance less than $500.00
Unlimited Check Writing
No Frills
To Open
Min. Deposit of $100.00
Account Fee
$3.00 balance fee per statement if Daily Balance less than $100.00
Unlimited Check WritingPaper Statement Mailed (No Images) No Frills with eDoc
To Open
Min. Deposit of $100.00
Account Fee
No Monthly Balance Fee
Unlimited Check Writing
Online Banking & Electronic Statements Required
Freedom 55 (or better)
To Open
Min. Deposit of $100.00 and at least 55 years of age
Account Fee
No monthly maintenance fee or per item fee
Unlimited Check Writing with no minimum balance
Golden Bell (Ban Club)
Min. Deposit of $100.00
Account Fee
Club Fee: $7.00 (Basic) $8.00 (Personal) $9.00 (Family) per statement
Exclusive Custom Banking Packages:
Accidental Death Insurance Coverage (Amount varies according to plan types), Free personalized wallet checks, Travel & entertainment discounts
Interest Bearing
- Savings
- Freedom 55 Plus (55 or better)
- Liberty Choice (Now)
- Liberty Plus (NOW)
- Liberty Premium (Money Market)
- Liberty Premium Plus (Money Market)
To Open
Min. Deposit of $100.00
Account Fee
$3.00 balance fee per statement if Daily Balance less than $100.00
6 withdrawals allowed per qtr., then $1.00 per withdrawal
To Open
Min. Deposit of $500.00
Account Fee
$10.00 balance fee per statement if Daily Balance less than $500.00
Interest bearing checking. Unlimited checks and deposits. NOW eligibility required.
NOW int. paid on collected balances >$500 – $5,000. Super NOW int. paid on collected balances $5,001+
To Open
Min. Deposit of $500.00
Account Fee
$10.00 balance fee per statement if Daily Balance less than $500.00
Unlimited Check Writing
NOW interest paid on collected balances. NOW eligibility required
To Open
Min. Deposit of $1,000.00
Account Fee
$10.00 balance fee per statement if Daily Balance less than $1,000.00
Unlimited Check Writing
Super NOW int. paid on collected balances. NOW eligibility required.
To Open
Min. Deposit of $1,000.00
Account Fee
$10.00 balance fee per statement if Daily Balance less than $1,000.00
Excess Withdrawal fee per item $5.00
MMA int. paid on collected balances <$5,000
Super MMA int. paid on collected balances $5,000+
Regulatory transaction limitations apply*
To Open
Min. Deposit of $25,000.00
Account Fee
$10.00 balance fee per statement if Daily Balance less than $1,000.00
Excess Withdrawal fee $5.00
MMA int. paid on collected balances <$5,000
Super MMA int. paid on collected balances $5,001 – $24,999
Plus MMA int. paid on collected balances $25,000+
Regulatory transaction limitations apply*
Limited Checking
Savings
To Open
Min. Deposit of $100.00
Account Fee
$3.00 balance fee per statement if Daily Balance less than $100.00
6 withdrawals allowed per qtr., then $1.00 per withdrawal
Freedom 55 Plus (55 or better)
To Open
Min. Deposit of $500.00
Account Fee
$10.00 balance fee per statement if Daily Balance less than $500.00
Interest bearing checking. Unlimited checks and deposits. NOW eligibility required.
NOW int. paid on collected balances >$500 – $5,000. Super NOW int. paid on collected balances $5,001+
Liberty Choice (Now)
To Open
Min. Deposit of $500.00
Account Fee
$10.00 balance fee per statement if Daily Balance less than $500.00
Unlimited Check Writing
NOW interest paid on collected balances. NOW eligibility required
Liberty Plus (NOW)
To Open
Min. Deposit of $1,000.00
Account Fee
$10.00 balance fee per statement if Daily Balance less than $1,000.00
Unlimited Check Writing
Super NOW int. paid on collected balances. NOW eligibility required.
Liberty Premium (Money Market)
To Open
Min. Deposit of $1,000.00
Account Fee
$10.00 balance fee per statement if Daily Balance less than $1,000.00
Excess Withdrawal fee per item $5.00
MMA int. paid on collected balances <$5,000
Super MMA int. paid on collected balances $5,000+
Regulatory transaction limitations apply*
Liberty Premium Plus (Money Market)
To Open
Min. Deposit of $25,000.00
Account Fee
$10.00 balance fee per statement if Daily Balance less than $1,000.00
Excess Withdrawal fee $5.00
MMA int. paid on collected balances <$5,000
Super MMA int. paid on collected balances $5,001 – $24,999
Plus MMA int. paid on collected balances $25,000+
Regulatory transaction limitations apply*
Limited Checking
Commercial Accounts
To Open
Min. Deposit of $100.00
Account Fee
$10.00 balance fee per statement if Daily Balance less than $500.00
Per debit fee after 50 – $0.10 (Waived if average ledger balance $5,000 & above)
To Open
Min. Deposit of $500.00
Account Fee
$10.00 balance fee per statement if Daily Balance less than $750.00
NOW int. paid on collected balances <$5,000
Super NOW int. paid on collected balances >$5,000
Per debit fee after 50 – $0.10 (Waived if average ledger balance $7,500 & above)
Commercial Checking
To Open
Min. Deposit of $100.00
Account Fee
$10.00 balance fee per statement if Daily Balance less than $500.00
Per debit fee after 50 – $0.10 (Waived if average ledger balance $5,000 & above)
Commercial Interest Checking
To Open
Min. Deposit of $500.00
Account Fee
$10.00 balance fee per statement if Daily Balance less than $750.00
NOW int. paid on collected balances <$5,000
Super NOW int. paid on collected balances >$5,000
Per debit fee after 50 – $0.10 (Waived if average ledger balance $7,500 & above)
To Open
Min. Deposit of $100.00
Account Fee
No monthly maintenance fee or per item fee
Unlimited Check Writing
To Open
Min. Deposit of $2.00
Account Fee
$5.00 fee if account closed before maturity (50 weeks)
A Liberty National Bank checking account is required
iTalk
No charge for 24 hour telephone access from any touch-tone phone.
1-855-784-8575
A connection to the information you need most. With iTalk, you can quickly and easily:
Make account balance inquiries – Transfer funds between accounts
Determine the last five transactions on your account
Verify social security deposits as well as other ACH or ATM transactions
Check CD and Money Market Rates
Verify interest paid on loans and interest earned on interest bearing accounts during tax time
Customer Personal Identification Number (PIN) needed for information access
ATM’s at 3 convenient locations
140 N. Collegiate
305 Lamar Ave
1929 Bonham St
Online Banking
Mobile Banking
Mobile Deposit
Remote deposit for commercial customers
Bill Pay
Mobile text banking
MyCardRules app
Person-to-person pay
Safe Deposit Boxes
Visa Check Card
Visa/MasterCard Merchant Set Up
Account Sweep to Prevent NSF
Loose Coin Machine – Both Locations
*Transfers from a MMA or Savings Account to another account or to third parties by preauthorized automatic or telephone transfer or by check, draft or similar order to third parities, are limited to six per monthly statement cycle or similar period.
Non Profit
To Open
Min. Deposit of $100.00
Account Fee
No monthly maintenance fee or per item fee
Unlimited Check Writing
Christmas Club
To Open
Min. Deposit of $2.00
Account Fee
$5.00 fee if account closed before maturity (50 weeks)
A Liberty National Bank checking account is required
iTalk
iTalk
No charge for 24 hour telephone access from any touch-tone phone.
1-855-784-8575
A connection to the information you need most. With iTalk, you can quickly and easily:
Make account balance inquiries – Transfer funds between accounts
Determine the last five transactions on your account
Verify social security deposits as well as other ACH or ATM transactions
Check CD and Money Market Rates
Verify interest paid on loans and interest earned on interest bearing accounts during tax time
Customer Personal Identification Number (PIN) needed for information access
ATM’s
ATM’s at 3 convenient locations
140 N. Collegiate
305 Lamar Ave
1929 Bonham St
Online Banking
Online Banking
Mobile Banking
Mobile Deposit
Remote deposit for commercial customers
Bill Pay
Mobile text banking
MyCardRules app
Person-to-person pay
Other Products & Services
Safe Deposit Boxes
Visa Check Card
Visa/MasterCard Merchant Set Up
Account Sweep to Prevent NSF
Loose Coin Machine – Both Locations
*Transfers from a MMA or Savings Account to another account or to third parties by preauthorized automatic or telephone transfer or by check, draft or similar order to third parities, are limited to six per monthly statement cycle or similar period.
