What does Liberty Bank do with your personal information?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number
  • Credit history    
  • Transaction history
  • Payment history 
  • Account balances 
  • Income

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Liberty National Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Liberty National Bank share? Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes – to offer our products and services to you No We don’t share
For joint marketing with other financial companies No We don’t share
For our affiliates’ everyday business purposes – information about your transactions and experiences No We don’t share
For our affiliates’ everyday business purposes – information about your creditworthiness No We don’t share
For nonaffiliates to market to you No We don’t share

 

Who We Are  
Who is providing this notice? Liberty National Bank
What We Do  
How does Liberty National Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does Liberty National Bank collect my personal information? We collect your personal information, for example, when you We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions  
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies. Liberty National Bank has no affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies. Liberty National Bank does not share with nonaffiliates so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Liberty National Bank doesn’t jointly market.
Other Important Information
Liberty National Bank will collect information about visitors to our website in order to help us maintain a secure site and to be able to respond to inquiries and to send notices to our customers. However, any information collected on our website is not shared with third parties except as authorized by law. The information collected is used for statistical purposes. Employees or representatives of Liberty National Bank will never ask the customer for their password of PIN through e-mail, postal mail, or phone calls. If the customer receives such a request, it should be reported promptly to Liberty National Bank. The customer must complete an application when requesting access to Liberty Online. This application is available at any Liberty National Bank location and can be e-mailed upon request. If the application is e-mailed, it should be completed, printed, signed, and sent to Liberty National Bank via fax or postal mail. To keep personal information secure, this application should not be sent to Liberty National Bank via e-mail because internet e-mail is not secure and all data transfers via internet e-mail could potentially be ready by others. Liberty National Bank cannot warrant that internet e-mail will not be monitored or read by others. You may communicate with Liberty National Bank via e-mail by giving us your names and address, but please do not e-mail account numbers, social security numbers, PINs or any other sensitive data. A customer may send a secured message once logged into Liberty Online. This message never leaves the secure environment of the Liberty National Bank website. If you have any concerns about this privacy policy, please contact Liberty National Bank at the address or phone number below. The Liberty National Bank P O BOX 919 PARIS, TX 75461-0919 903-785-5555 MEMBER FDIC