Products & Services

Products & Services

Account Types

Checking Accounts

Liberty Basic

To Open

Min. Deposit of $100.00

Account Fee

$6.00 balance fee per statement if Daily Balance less than $500.00

Unlimited Check Writing

No Frills

To Open

Min. Deposit of $100.00

Account Fee

$3.00 balance fee per statement if Daily Balance less than $100.00

Unlimited Check Writing
Paper Statement Mailed (No Images)

No Frills With eDocs

To Open

Min. Deposit of $100.00

Account Fee

No Monthly Balance Fee

Unlimited Check Writing
Online Banking & Electronic Statements Required

Freedom 55 (55 or better)

To Open

Min. Deposit of $100.00 and at least 55 years of age

Account Fee

No monthly maintenance fee or per item fee

Unlimited Check Writing with no minimum balance

Golden Bell (Ban Club)

To Open

Min. Deposit of $100.00

Account Fee

Club Fee: $7.00 (Basic) $8.00 (Personal) $9.00 (Family) per statement

Exclusive Custom Banking Packages:
Accidental Death Insurance Coverage (Amount varies according to plan types), Free personalized wallet checks, Travel & entertainment discounts

INTEREST BEARING ACCOUNTS

Savings

To Open

Min. Deposit of $100.00

Account Fee

$3.00 balance fee per statement if Daily Balance less than $100.00

6 withdrawals allowed per qtr., then $1.00 per withdrawal

Freedom 55 Plus (55 or better)

To Open

Min. Deposit of $500.00

Account Fee

$10.00 balance fee per statement if Daily Balance less than $500.00

Interest bearing checking.  Unlimited checks and deposits.  NOW eligibility required.

NOW int. paid on collected balances >$500 – $5,000.  Super NOW int. paid on collected balances $5,001+

Liberty Choice (Now)

To Open

Min. Deposit of $500.00

Account Fee

$10.00 balance fee per statement if Daily Balance less than $500.00

Unlimited Check Writing

NOW interest paid on collected balances.  NOW eligibility required

Liberty Plus (NOW)

To Open

Min. Deposit of $1,000.00

Account Fee

$10.00 balance fee per statement if Daily Balance less than $1,000.00

Unlimited Check Writing

Super NOW int. paid on collected balances.  NOW eligibility required.

Liberty Premium (Money Market)

To Open

Min. Deposit of $1,000.00

Account Fee

$10.00 balance fee per statement if Daily Balance less than $1,000.00

Excess Withdrawal fee per item $5.00

MMA int. paid on collected balances <$5,000

Super MMA int. paid on collected balances $5,000+

Regulatory transaction limitations apply*

Liberty Premium Plus (Money Market)

To Open

Min. Deposit of $25,000.00

Account Fee

$10.00 balance fee per statement if Daily Balance less than $1,000.00

Excess Withdrawal fee $5.00

MMA int. paid on collected balances <$5,000

Super MMA int. paid on collected balances $5,001 – $24,999

Plus MMA int. paid on collected balances $25,000+

Regulatory transaction limitations apply*

Limited Checking

COMMERCIAL ACCOUNTS

Commercial Checking

To Open

Min. Deposit of $100.00

Account Fee

$10.00 balance fee per statement if Daily Balance less than $500.00

Per debit fee after 50 – $0.10 (Waived if average ledger balance $5,000 & above)

Commercial Interest Checking

To Open

Min. Deposit of $500.00

Account Fee

$10.00 balance fee per statement if Daily Balance less than $750.00

NOW int. paid on collected balances <$5,000

Super NOW int. paid on collected balances >$5,000

Per debit fee after 50 – $0.10 (Waived if average ledger balance $7,500 & above)

NON-PROFITS

Non-Profit

To Open

Min. Deposit of $100.00

Account Fee

No monthly maintenance fee or per item fee

Unlimited Check Writing

CHRISTMAS CLUB

Christmas Club

To Open

Min. Deposit of $2.00

Account Fee

$5.00 fee if account closed before maturity (50 weeks)

A Liberty National Bank checking account is required

IN TOUCH

In Touch

No charge for 24 hour telephone access from any touch-tone phone.

1-855-784-8575

A connection to the information you need most.  With InTouch, you can quickly and easily:

Make account balance inquiries – Transfer funds between accounts

Determine the last five transactions on your account

Verify social security deposits as well as other ACH or ATM transactions

Check CD and Money Market Rates

Verify interest paid on loans and interest earned on interest bearing accounts during tax time

Customer Personal Identification Number (PIN) needed for information access

OTHER PRODUCTS AND SERVICES

Online Banking with Bill Pay

Mobile Banking

Safe Deposit Boxes

Visa Check Card

Visa / MasterCard Merchant Set Up

Account Sweep to Prevent NSF

Loose Coin Machine – Main Bank

ATM’s at all three locations

*Transfers from a MMA or Savings Account to another account or to third parties by preauthorized automatic or telephone transfer or by check, draft or similar order to third parities, are limited to six per monthly statement cycle or similar period.