CHECKING

SAVINGS

MONEY MARKET

ACCOUNTS

Liberty Basic

To Open

Min. Deposit of $100.00

Account Fee

$6.00 balance fee per statement if Daily Balance less than $500.00

Unlimited Check Writing

No Frills

To Open

Min. Deposit of $100.00

Account Fee

$3.00 balance fee per statement if Daily Balance less than $100.00

Unlimited Check Writing
Paper Statement Mailed

No Frills With E-Docs

To Open

Min. Deposit of $100.00

Account Fee

No Monthly Balance Fee

Unlimited Check Writing

Online Banking & Electronic Statement

Golden Bell (BanClub)

To Open

Min. Deposit of $100.00

Account Fee

Club Fee: $7.00 (Basic) $8.00 (Personal) $9.00 (Family) per statement

Exclusive Custom Banking Packages

Accidental Insurance · Travel Discounts · Shopping Discounts · Etc.


Freedom 55

To Open

Min. Deposit of $100.00 & at least 55 years of age

Account Fee

No Monthly Balance Fee

Unlimited Check Writing

Freedom 55 Plus

To Open

Min. Deposit of $500.00 & at least 55 years of age

Account Fee

$10.00 balance fee per statement if Daily Balance less than $500.00

Interest Bearing* · Unlimited Checks · Free Cashiers Checks

Liberty Choice Now

To Open

Min. Deposit of $500.00

Account Fee

$10.00 balance fee per statement if Daily Balance less than $500.00 

Interest Bearing* Unlimited Checks & Deposits

Liberty Plus Super Now

To Open

Min. Deposit of $1000.00

Account Fee

$10.00 balance fee per statement if Daily Balance less than $1000.00

Interest Bearing* Unlimited Checks & Deposits

SAVINGS

Liberty Savings

To Open

Min. Daily Balance of $100.00

Account Fee

Six withdrawals per quarter
$1.00 fee per withdrawal thereafter

$2.00 balance fee per quarter if Daily Balance below $100.00

Interest Bearing** Six Preauthorized Account Transfers per Statement Cycle

Commercial Savings

To Open

Min. Deposit of $100.00

Account Fee

Six withdrawals per statement
$1.00 fee per withdrawal thereafter

$2.00 balance fee per quarter if Daily Balance less than $100.00
Interest Bearing** Six Pre-authorized Account Transfers per Statement Cycle


MONEY MARKET

Liberty Premium Money Market

To Open

Min. Deposit of $1,000.00

Account Fee

Six withdrawals per statement $5.00 fee per withdrawal thereafter

$10.00 balance fee per statement if Daily Balance below $1000.00

Highest Interest Earning* Six Preauthorized Account Transfers per Statement Cycle · Limited Checking

Premium Plus Money Market

To Open

Min. Deposit of $25,000.00

Account Fee

Six withdrawals per statement $5.00 fee per withdrawal thereafter

$10.00 balance fee per statement if Daily Balance below $1000.00

Highest Interest Earning* Six Preauthorized Account Transfers per Statement Cycle · Limited Checking

Commercial Money Market

.
To Open

Min. Deposit of $1,000.00

Account Fee

Six withdrawals per statement $5.00 fee per withdrawal thereafter

$10.00 balance fee per statement if Daily Balance below $1000.00

Highest Interest Earning* Six Preauthorized Account Transfers per Statement Cycle · Limited Checking
 

Commercial Plus Money Market

To Open

Min. Deposit of $25,000.00

Account Fee

Six withdrawals per statement $5.00 fee per withdrawal thereafter

$10.00 balance fee per statement if Daily Balance below $1000.00

Highest Interest Earning* Six Preauthorized Account Transfers per Statement Cycle · Limited Checking
 

ACCOUNTS

Commercial Checking

.
To Open

Min. Deposit of $100.00

Account Fee

$0.10 debit fee after first 50 debits of statement period

$10.00 balance fee per statement if Daily Balance below $500.00

Debit & Balance fee waived if average ledger balance above $5,000.00

 

Commercial Interest Checking

To Open

Min. Deposit of $500.00

Account Fee

$0.10 debit fee after first 50 debits of statement period

$10.00 balance fee per statement if Daily Balance below $750.00

Debit & Balance fee waived if average ledger balance above $7,500.00

Interest Bearing*

Non Profits

.
To Open

Min. Deposit of $100.00

Account Fee

No Monthly Balance Fee

No Min. Daily Balance Required · Unlimited Checking

* Your interest rate and annual percentage yield may change at any time at our discretion. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue no later than the business day we receive credit for the noncash items (for example, checks). Interest is compounded monthly.

**This account is an interest bearing account. The interest rate and annual percentage yield may change at any time at our discretion.  Interest is compounded daily and credited to your account every quarter.  You must maintain a minimum daily balance of $100.00 to obtain the disclosed annual percentage yield.  We use the daily balance method to calculate the interest on your account.  This method applies a daily periodic rate to the principal in the account each day.  Interest begins to accrue on the business day you deposit noncash items (for example, checks).